Sump Pump Selection: What Size, Type & Backup System Do You Need?

Many homeowners own a generator, and both stationary and portable generators have increased in popularity in recent years. Both types have their pros and cons, and I’d like to briefly review those in this article for anyone thinking of purchasing a generator as a back-up power source.

Generators always make me think of four or all-wheel drive vehicles. They are rarely needed; but in those rare moments when they are needed, they seem like life savers we can’t live without.

Generators exist in two primary types: portable and stationary. Stationary generators are often referred to as “whole-house” generators because they are securely mounted, come on automatically during a power outage, and are capable of powering most of the home’s power needs.

As their name suggests, portable generators are easily moved from one location to another. This affords several benefits, but the choice of going with a stationary or portable unit ultimately depends on your particular needs.

So why are generators useful? Well, one main reason is food preservation. Regardless of the season, your food will eventually spoil, resulting in loss of both food and income, if the electricity is out for too long. Likewise, if your heating/cooling system is inoperable for too long, the temperature and humidity levels in your house may become nearly unbearable. Living without electricity for a short time is certainly bearable, but modern lifestyles are typically very dependent on electricity, and an unexpected, long-term power outage can be devastating in some cases.

So, given the benefits of owning a generator, how can you determine which type to purchase? The benefits of portable generators are that they are movable and less expensive. Contrarily, stationary, whole-house generators are pricier and cannot be moved, which most people would consider cons. However, portable generators are not capable of supplying the amount of wattage that a stationary generator can supply, and they require more manpower (cons), whereas stationary generators (if working correctly) require no labor to operate. This point is very important for elderly and/or disabled people who are not capable of easily operating a generator manually. Portable generators do not require permitting, but some municipalities require permits for whole-house units prior to installation. If your home experiences frequent power outages, you are likely better off with a whole-house generator.

In short, your choice in a generator should depend mostly on your needs. If you own a home and a small vacation cabin, you may be better off going with a portable generator so it’s available for use at either property. If cost isn’t a factor and your goal is to power all or most of your home’s electrical needs in a power outage, you are likely better off with a stationary unit.

If you opt for a portable generator, be sure to get a high quality unit from a reputable manufacturer (like an inverter-powered Honda), and always fire up the unit prior to plugging in any extension cords to avoid a power surge. Prioritize providing power to the most important items in the home (refrigerator, deep freezer, heating/cooling system, etc.), and do not waste electricity (and gas) on less important items. Use candles for lighting, deal with somewhat uncomfortable temperatures as long as you can, and – above all – be safe! When powering a furnace with a portable unit, ensure that a qualified electrician has reviewed the unit’s grounding for use with a portable generator, and be sure that your generator provides power in a clean manner so components of the system are not harmed.

In most cases, power outages do not last for very long and you may not even need to use a generator. When the need arises, though, having a quality generator will prove invaluable and you will be very glad you have one.

*To visit our main website, go to http://www.hillinspections.com

Many homes contain a sub panel, which is a second electrical panel, smaller than the main panel, that is connected to (and fed by) the main panel downstream to provide power to branch circuits in additional areas of the property. Often times, additions, garages and other isolated structures or areas will contain a sub panel.

Sub panels are generally easier to wire than main panels for the simple fact that they are smaller and contain fewer breakers and wires, which means less work. Because they are easier to wire, though, some homeowners with a bit of electrical knowledge and experience attempt to wire sub panels on their own without realizing that they should not be wired in exactly the same way as a main panel.

One of the most common mistakes I come across is bonding of the neutral and ground bars in sub panels. This is necessary and standard practice in the main panel, which is the one and only place it is allowed, but it is dangerous and prohibited in a sub panel. Let’s examine why bonding the neutrals and grounds in a sub panel is dangerous…

Electricity always seeks to return to its source. In the case of a home, the main electrical panel is where the electricity enters and exits the home, and can thus be thought of as both the starting point and the finish line of the electrical current’s “lap.” The goal is to prevent the current from traveling anywhere other than along one intended path. That path is from the breakers in the panel, through the “hot” wires that supply power throughout the house, and back to the main panel along the neutral wires. If a ground-fault occurs, which essentially creates a “detour” for the current, we want the electricity to travel only along that predetermined ground path. So, the goal is to establish one primary path for the current as well as one alternate path in case something goes wrong along the normal route.

With that in mind, what happens when the neutrals and grounds are bonded in a sub panel? Rather than having only one path for the neutral current to return to the main panel on, it now has two – the neutral and ground wires. And unfortunately, electricity does not magically choose to travel along one path and not the other; if both are available to conduct electricity, both will conduct it. This creates additional energized lines between the sub and main panels, which creates more possibilities for someone to be shocked. This can also cause some problems with GFCI receptacles and interference with other systems.

So, by bonding the ground and neutral bars in a sub panel, you create multiple paths for returning neutral current when we only want one. Bonding is fine in the main panel because it is the beginning and end point of the current and is concealed and safe, unlike bonding in a sub panel which creates potentially dangerous points that exist in the middle of the path.

If you’re thinking of adding a sub panel, be sure to hire a qualified electrician to do the job and make sure he or she does it properly by keeping the grounds and neutrals separate. If you already have a sub panel, make sure the ground and neutral bars aren’t bonded (connected) or that the neutral and ground wires aren’t all on the same bar. You’ll be much safer if your sub panel is installed properly by someone who knows and follows this essential rule.

*To visit our main website, go to http://www.hillinspections.com

If you’re considering selling your house, chances are you’ve also considered making some updates to make it more appealing to potential buyers. If you’re working with a realtor, you may have asked him or her for advice on what types of upgrades are most worthwhile, or you may have spent a good amount of time researching what updates will yield the best return on your own.

The common mantra for quite some time has been, “Kitchens and baths sell homes.” And, in reality, this is probably true much of the time. But neglecting the basics while prioritizing the kitchen and baths can prove to be a not-so-wise approach.

Even if your kitchen and bathrooms are newly remodeled, major defects can still hinder your chances of selling your home for the amount you seek. The most immaculate kitchen won’t outweigh an active roof leak or major structural defect in the minds of most buyers. It’s for this reason that I recommend an approach of focusing on the basics above kitchens and baths alone.

But what, exactly, are the “basics?” Well, I would define the basics as any systems or components of the home that relate to everyday safety, function and structural integrity. Cosmetics aren’t as big of a factor here, although they certainly DO play a major role in attracting would-be buyers. Think of the basics as factors that impact the house’s ability to remain stable and safe. If your home has a major water problem in the basement but also has an outdated bathroom, take care of the water in the basement before revamping the bathroom. If you have a leaking roof and also have an unappealing kitchen, be sure to take care of the leak before tackling the kitchen remodel.

This advice may seem obvious, but many people who desire to sell their home may easily overlook the “basics” and prioritize the aspects of the home that they feel will help it to sell more quickly. This is understandable, but it’s not a very smart practice in most cases.

As a home inspector, I’ve seen homes with amazing, high-tech features and gorgeous kitchens and bathrooms that still have a myriad of other defects. Likewise, I’ve also seen plenty of homes that aren’t very visually appealing but have very few defects and will likely hold up and function very well for whomever is wise enough to purchase them. You can’t judge a book by its cover, and you can’t judge a house by a couple of rooms.

You should certainly consider the look and setup of important rooms like kitchens and bathrooms, but you should not let their appeal outweigh severe defects that exist elsewhere in the house. Review your home inspection report thoroughly and take into account the home’s structural integrity, safety and other important factors, despite how new and appealing a couple of rooms may be. Hopefully, a house with updated rooms will also contain other updates, making it all the more appealing.

Whether you’re selling or buying, focusing on the basics is a wise strategy and one that will ultimately prove more rewarding than prioritizing less essential items on your checklist. In the end, you’ll get the biggest “bang for your buck” by getting the essentials in order first.

*To visit our main website, go to http://www.hillinspections.com

The topic of this article is one that all real estate agents can relate to but that even we inspectors often witness. Often times, home buyers who are searching for a new home want to see the home in the exact condition they wish it to be in prior to moving in. Every detail, down to the paint colors, furniture arrangement, and organization of dishware in cabinets must be exactly as the potential buyer envisions it for them to view the home as potentially “theirs.”

Needless to say, this is not the best method for determining if a home is the “right” home for you. These types of details are all cosmetic and are easily changed. If you like the layout and features of a house but don’t care for the paint colors, understand that new paint is very inexpensive and easy to change. In most cases, the furniture isn’t even staying at the property so you will have a blank state to work with once you’ve moved in.

Buyers are often concerned with cosmetic issues, but a home inspection is not concerned with cosmetics for the simple fact that they have no bearing on the property’s safety, structural integrity, habitability, and other important considerations.

That being said, if you are selling your home it is wise to prepare it to be as appealing as possible to potential buyers. As the title of this article suggests, there are certain factors that are more or less timeless when it comes to appeal. For example, neutral colors (beiges, grays, whites, light tones, and so forth) are typically appealing to most people. On the contrary, bold colors like red, purple, and other dark colors are either loved or hated by most people. Neutral is generally safe, whereas bold is usually risky. To give yourself the best chance of success, consider preparing your home so that it is generally appealing to most people rather than very appealing to only a handful of people and completely unappealing to others.

Now, if you are searching for a home, don’t allow aesthetics and the easily changeable features of a home to dissuade you from considering it. Consider the location, layout, systems, condition, and other important factors that really impact the house’s livability, and realize that cosmetic details are easily changed.

Certain elements of real estate are more or less timeless, and sellers and buyers should keep that in mind when embarking on a real estate transaction. If selling, make your home as generally appealing as possible; and if buying, don’t discount a house for easily altered cosmetic reasons.

*To visit our main website, go to http://www.hillinspections.com

Many clients I provide services to – especially first-time home buyers – are often confused about home appraisals versus home inspections. Buying a home is a very complex and stressful process, and the many processes that take place along the way are easily confused. I’d like to take a moment to provide some clarity on what appraisals and inspections are, their purpose, and how they are different.

The purpose of a home inspection is to provide the potential home buyer with an objective overview of the home’s general condition prior to closing. Home inspectors, like myself, thoroughly inspect a home and point out any observed defects that may negatively affect the home’s safety, structural integrity, etc. While extremely important and a true “must” for anyone buying a home, a home inspection is actually never required by mortgage lenders, insurance companies, or other parties (although you should certainly consider it a requirement for yourself).

On the contrary, a home appraisal IS always required when a home is being purchased with a loan. Like a home inspector, an appraiser evaluates properties, but the difference is that the primary purpose of an appraisal is to determine the value of a home to ensure that the bank isn’t paying more money for a home than it is worth. This is why appraisals are always required. An appraiser does not inspect a home with a fine toothed comb the way an inspector does, but does look for any factors that may effect the home’s value.

Since home inspections are not required, they are never a “pass” or “fail” of the home. In fact, the home inspection report is owned solely by the client (typically the home buyer) and doesn’t even have to be shown to lenders, insurance agents, or anyone else. An appraisal, on the other hand, will be seen and evaluated by multiple parties related to the property transaction – primarily the lending institution. It’s easiest to understand the difference by viewing the appraisal as a benefit primarily for the lender (although it benefits the home buyer as well) and a home inspection as a benefit primarily for the home buyer.

Simply put, home inspections and appraisals are both very important but share some similarities and differences that are important to distinguish. Home inspections exist to identify defects in the home and educate home buyers on the condition of their potential investment, while appraisals exist to determine the value of a home and ensure the lending institution isn’t paying too much money for the property. A home appraisal can cause a lender to halt a real estate transaction, while a home inspection enables the home buyer to proceed with the purchase, negotiate for repairs or walk away, regardless of the appraisal result. In this sense, an appraisal can “fail” if the value of the property is determined to be less than the agreed upon purchase price, but a property can never “fail” under a home inspection.

Hopefully this post has provided some clarification on the differences between home inspections and appraisals. If you’re in the process of purchasing a home with a loan, know that while an appraisal will definitely happen it is also very important to have a home inspection performed. Both are very much in your best interest.

*To visit our main website, go to http://www.hillinspections.com